All the news about inbestMe: new features, updates, profitability… and much more!
The concept of ‘bond duration’, or rather bond duration risk, came to prominence in mid-March 2023, as the world was trying to understand the chain of failures of a number of US banks (including Silicon Valley Bank, Signature Bank and First Republic). The reason behind the collapse of these banks was that rapid rate hikes…
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For millennia, the term balance has been considered one of man’s most recognized virtues. Although historically this concept has almost always been used for morality -in fact, in Ancient Greece, the great Aristotle referred to moral virtue as the middle between two extremes-today we can also extend this virtue to finance, and the balance that…
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Stock market falls and volatility increases The first days of August 2024 have left us with a panorama of some uncertainty in the financial markets, marked by significant falls and an increase in volatility: -On August 5, the Japanese stock market suffered an exceptional fall of 12.4%. The fall in the Nikkei 225 (Japanese stock…
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When preparing for retirement, many savers hesitate between using a pension plan or an index fund to grow their savings. And although these are two different options, they are not necessarily antagonistic. In fact, they complement each other very well, since they provide a series of characteristics that you should know before making a decision.…
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The world is transforming to become more sustainable. Businesses are struggling to make their bottom line, while trying to limit their impact on the environment. Governments are scrambling to restructure their archaic institutions and facilities to be friendlier to people and the planet. But achieving many of these goals is neither easy nor cheap. For…
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At inbestMe, we currently offer a full range of Bond Portfolios. By this, we mean a portfolio that is composed of 100% fixed income instruments. Previously, bonds were used in our portfolios mainly to diversify equity risks and a 100% bond portfolio was allocated only to very conservative investors.
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As a complement to the reporting of our mid-2024 portfolio returns, here we review the performance of the dollar ETF portfolios. It is also worth remembering that dollar portfolios are suitable only for those investors whose economy is “dollarized” or who want to have exposure to the dollar expressly as part of their assets. In…
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Returns on Savings Portfolio, as expected The returns of the Savings Portfolios have been, as expected, in line with what we have been communicating. The Savings Portfolios have been designed to replicate central bank interest rates with an optimized composition of money market funds that have this function. This is why we communicate that the…
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As we have discussed in previous issues, indexed Socially Responsible Investment (SRI) has better years and worse years. Since equity SRI indexes have existed, they have tended to be equal to or slightly better than their non-SRI benchmarks. As can be seen in the chart below, which compares the cumulative returns of our SRI index…
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Market commentary. The second quarter of 2024 was again favorable for global equity indices, while fixed income markets continued to struggle. Commodities also generally rose during the quarter.
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