SRI Index Funds

Improve your returns by investing with SRI Index Fund in a sustainable way

Additionally...

If you already have funds in other entities, you can transfer them to inbestMe with no tax impact. inbestMe will keep the plan adjusted to your profile and process your new contributions. Invest according to your values with all the advantages of inbestMe: personalization, diversification and low costs with access to the best funds from the world’s best fund managers.

Composition

The composition of our socially responsible index fund (SRI) portfolios depends on the amount invested. Please note that the final funds in your portfolio may vary, as our Investment Committee is constantly improving the portfolios. To learn more about the distribution of your personalized SRI portfolio, we recommend you answer our brief questionnaire.

  • For our portfolios of less than 5,000 euros, we combine 2 of the following 4 funds:
Funds ISIN Article Level of sustainability
Vanguard Global Short-Term Bond Index Fund – Institutional Hedged Accumulation (EUR) IE00BH65QP47 6
Vanguard Global Bond Index Fund EUR Hedged Accumulation IE00B18GC888 6
Amundi Index MSCI World SRI LU1861133145 8
Amundi Index MSCI Emerging Markets SRI LU1861137724 8
  • For our portfolios starting at 5,000 euros, we use up to 13* funds:
Funds ISIN Article Level of sustainability
Vanguard Global Short-Term Bond Index Fund – Institutional Hedged Accumulation (EUR) IE00BH65QP47 6
Vanguard Global Bond Index Fund EUR Hedged Accumulation IE00B18GC888 6
iShares Green Bond Index Fund (IE) IE00BD0DT578 9
Amundi Index Barclays Euro AGG Corporate SRI LU1050468989 8
Vanguard U.S. Government Bond Index Fund – Institutional Accumulation EURO-HEDGED IE0007471471 6
Vanguard Eurozone Inflation-Linked Bond Index Fund Investor Shares IE00B04GQR24 6
iShares Emerging Markets Bond Index I2 Euro Hedged LU1373035663 6
DWS Floating Rate Notes LC LU0034353002 6
Amundi Index MSCI World SRI LU1861133145 8
Amundi Index MSCI Global Climate Change LU1437020909 9
BlackRock Global Impact Fund I EUR Hedged IE00BLJP7H80 9
Amundi Index MSCI USA SRI (Euro Hedged) LU1861134978 8
Amundi Index MSCI Emerging Markets SRI LU1861137724 8
Vanguard SRI European Stock Fund EUR Institutional Accumulation IE00B526YN16 8

In the design of this portfolio and in the selection of the funds, we seek maximum global diversification, the highest efficiency return/risk and, at the same time, minimize costs . Sustainability criteria have been explicitly taken into account during its composition. Visit our FAQ on How the Sustainability Level works.

Costs

VAT included. Up to 85% less than traditional services.

Amount invested Management fee Trading and Depository costs Average implicit cost
€1,000 to €4,999.99 0,41% 0,105% 0,17%
€ 5,000 to € 99,999.99 0,41% 0,105% 0,21%
€100,000 to €499,999.99 0,38% 0,105% 0,21%
€500,000 to €999,999.99 0,30% 0,105% 0,21%
€ 1M to € 4,999,999.99 0,25% 0,06% 0,21%
More than € 5M 0,13% 0,06% 0,21%

Returns

If you want to know the expected return of a portfolio of SRI Index Funds, we recommend you visit our historical returns page.

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Do you have any question?
Do not keep it for yourself,
we have the answer.

Sometimes money issues are complex, which is why we designed our SRI Index Funds to be as easy to understand as possible. Here are some of the most frequently asked questions.

Socially responsible investment is one that, in addition to prioritizing the profitability of an asset, also takes into account its impact on society and the environment. For example, priority is given to companies that protect human rights and equality in the workplace or that do not promote practices that are harmful to society such as smoking, alcoholism or gambling.

The great advantage of investing in an SRI-style portfolio compared to an SRI mutual fund is that, through a portfolio, this style can be adapted to the client’s investment profile. If the client’s investment profile changes, inbestMe can automatically modify the portfolio to adapt it to the new profile and the client does not have to search for a new fund that fits his new profile.

Yes, you can.

Yes, of course. The order to transfer your current funds must be made from inbestMe. To do so, you must start the account opening process and, at the end, you will be able to choose to transfer your funds to other entities without any cost or tax impact.

The percentage of SRI Funds will depend on the amount invested and your investment profile. In the case of portfolios of 5,000 euros or more, these are made up of up to 11 funds and the percentage of socially responsible funds ranges from 46%, for an investor profile of 1/10, to 97% for an investor profile of 10/10. In the case of portfolios that are in the temporary situation below 5,000 euros, these are made up of 2 funds and the percentage ranges from 10%, for a 1/10 investor profile, to 100% for a 10/10 profile.