Standard Index Funds

If you can't beat the market, join it by investing in index funds


If you already have funds in other entities, you can transfer them to inbestMe with no tax impact. inbestMe will keep the plan adjusted to your profile and process your new contributions. Invest according to your values with all the advantages of inbestMe: personalization, diversification and low costs with access to the best funds from the world’s best fund managers.


The composition of our index fund portfolios depends on the amount invested. Please note that the final funds in your portfolio may vary, as our Investment Committee is constantly improving the portfolios. To learn more about the distribution of your personalized portfolio, we recommend you take our brief questionnaire.

  • For our portfolios of less than €5,000, we combine 2 of the following 4 funds:
Funds ISIN Level of sustainability
Vanguard Global Short-Term Bond Index Fund – Institutional Hedged Accumulation (EUR) IE00BH65QP47
Vanguard Global Bond Index Fund EUR Hedged Accumulation IE00B18GC888
iShares Developed World Index “D” (EUR) Acc A IE00BD0NCM55
iShares Emerging Markets Index “D” (EUR) Acc G IE00BYWYCC39
  • For our portfolios starting at €5,000, we use up to 16* funds:
Funds ISIN Level of sustainability
DWS Floating Rate Notes LC LU0034353002
iShares Glb Aggt 1-5 Yr Bd Idx D AccEURH IE00BMZ3NN11
Vanguard-GL ST Bond Index Fund IE00BH65QP47
iShares Euro Government Bond Index Fund (IE) Class D Acc EUR IE00BD0NC037
Vanguard Global Bond Index Fund IE00B18GC888
iShares Euro Investment Grade Corporate Bond Index Fund (IE) Class D Acc EUR IE00BDRK7J14
iShares Emerging Markets Bond Index I2 Euro Hedged LU1373035663
iShares Developed World Index Fund (IE) D Acc EUR IE00BD0NCM55
iShares Developed World Index Fund (IE) Class D Acc EUR IE00BD0NCM55
Vanguard Global Small-Cap Index Fund EUR Acc IE00B42W4L06
iShares Europe Index Fund (IE) Class D Acc EUR IE00BDRK7L36
Vanguard US 500 ST Index Fund Euro Hedged IE00B1G3DH73
iShares Japan Index Fund (IE) Class D Acc EUR IE00BDRK7T12
iShares Emerging Markets Index Fund (IE) Class D Acc EUR IE00BYWYCC39
iShares Pacific Index Fund (IE) Class D Acc EUR IE00BDRK7R97
iShares Developed Real Estate Index Fund (IE) Class D Acc EUR IE00BDRK7P73

In the design of this portfolio and in the selection of the funds, we seek maximum global diversification, the highest efficiency return/risk and, at the same time, minimize costs . Sustainability criteria have NOT been explicitly taken into account during its composition. Visit our FAQ on How the Sustainability Level works.


VAT included. Up to 85% less than traditional services.

Amount invested Management fee Trading and Depository costs Average implicit cost
€1,000 to €4,999.99 0,41% 0,105% 0,13%
€ 5,000 to € 99,999.99 0,41% 0,105% 0,14%
€100,000 to €499,999.99 0,38% 0,105% 0,14%
€500,000 to €999,999.99 0,30% 0,105% 0,14%
€ 1M to € 4,999,999.99 0,25% 0,06% 0,14%
More than € 5M 0,13% 0,06% 0,14%


If you want to know the historical performance of our inbestMe Index Funds portfolios, we recommend you to visit our historical performance page.

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Do you have any question?
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Sometimes money issues are complex, which is why we designed our Index Funds to be as easy to understand as possible. Here are some of the most frequently asked questions.

These are financial instruments intended to replicate the performance of a specific index (e.g., a stock market index). Imagine you want to diversify your investment across all the companies that make up the S&P500. You can achieve this goal by investing solely and simply in an S&P500 index fund instead of investing individually in each of the companies that make up the S&P500 index.

Index funds are highly diversified. They also have tax benefits, as they are exempt from taxation on the transfer of funds. Tax is only paid at the time of redemption and tax is only payable on gains or capital gains, not on the total amount invested. They are highly adaptable to the investor’s profile and are easy to track by replicating indexes.

Yes, you can.

Yes, of course. The order to transfer your current funds must be made from inbestMe. To do so, you must start the account opening process and, at the end, you will be able to choose to transfer your funds to other entities without any cost or tax impact.

It is recommended to invest in index funds when we have a long-term profile, which avoids speculative products. This portfolio is suitable (but not exclusive) for people with the ability to make regular contributions, as this will reduce their risk by investing at different times in the market.