Which is the best option for me: a Savings Portfolio, a Target Portfolio, or a Bond Portfolio? Or even something else? This is a common question among our clients, especially in recent months. While the answer ultimately depends on the client, depending on their time horizon and financial goals, we will once again attempt to…
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In this report, we complement our portfolio performance reports through the end of 2024 with a review of the performance of our Value ETF portfolios. This article also provides an opportunity to analyze the overall performance of the value factor globally and of several popular author funds in Spain. Value stocks have lagged behind in…
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At its recent meeting on March 6, the ECB (European Central Bank) cut interest rates again by 0.25%. The deposit facility rate was reduced to 2.5%, which is a total reduction of 150 basis points (1.50%) from the peak of 4% (September 2023). The decision was widely anticipated. Interest focused on the future direction of…
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In this post we analyze the evolution of Socially Indexed Investment (SRI) in recent years and the impact on inbestMe’s SRI portfolios in 2024 and in the long term. SRI equity has been as profitable or more profitable over the long term Fuente MSCI The MSCI ACWI SRI in Euros (All country World Index SRI)…
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At inbestMe, we offer a full range of target portfolios. We have options with maturities in 2026, 2027 and 2028, both in euros and US dollars for ETF portfolios, and a portfolio of index funds with a 2028 maturity in euros. The following table shows some metrics of some of our target portfolios in ETFs…
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At inbestMe, we currently offer a full range of Bond Portfolios. By this we mean a portfolio that is made up of 100% fixed-income instruments. Previously, bonds were used in our portfolios primarily to diversify equity risks and a 100% bond portfolio was allocated only to very conservative investors. Following the rise in official interest…
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As a complement to the reports on the returns of our portfolios at the end of 2024, here we review the performance of the ETF portfolios in dollars. It is also worth remembering that dollar portfolios are only suitable for investors whose economy is “dollarized” or who specifically want to have exposure to the dollar…
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The returns on the Savings Portfolios have been, as expected, in line with what we have been communicating. The Savings Portfolios have been designed to replicate the interest rates of central banks with an optimized composition of monetary funds that have this function. That is why we communicate that the Yield is variable, that is,…
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Market comment year 2024 2024 was a positive year for financial markets. Stock markets have risen unevenly, with the US markets standing out, driven mainly by the so-called ‘magnificent seven’ (Apple, Amazon, Alphabet, Meta, Microsoft, Nvidia and Tesla), which are leading the artificial intelligence revolution, while Europe remains more limited by a stagnant economy and…
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inbestMe was a pioneer in launching SRI indexed portfolios in 2018. The SRI alternative is transversal to inbestMe’s portfolio offering: We have decided, together with the relaunch of our bond portfolios and taking advantage of the increase in SRI and green bond funds and ETFs, to expand the bond portfolio offering by adding the SRI…
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