All the news about inbestMe: new features, updates, profitability… and much more!
At its most theoretical, bonds do not appear to have any associated dangers. In fact, the bond market is seen as one of the safest markets in which to invest. However, in practice (and in reality) things change. “One of the most widespread misconceptions is that investing in fixed income is risk-free. Any investment product…
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At its last meeting, the FED decided to cut interest rates by 0.50%, in line with market expectations. For the first time since 2005, one of its members, Michelle Bowman, officially expressed her disagreement, preferring a cut of only 0.25%. This cut has generated much debate. With the federal funds rate at 5.25/5.50% and inflation…
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The ECB cuts interest rates by 0.25% On Thursday 12/09, the European Central Bank lowered its official interest rates by 0.25%, lowering the deposit facility rate from 3.75% to 3.50%. The latest data for the eurozone put inflation at 2.2% year-on-year, not far from the European Central Bank’s 2% target. The ECB’s latest projections indicate…
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The concept of ‘bond duration’, or rather bond duration risk, came to prominence in mid-March 2023, as the world was trying to understand the chain of failures of a number of US banks (including Silicon Valley Bank, Signature Bank and First Republic). The reason behind the collapse of these banks was that rapid rate hikes…
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For millennia, the term balance has been considered one of man’s most recognized virtues. Although historically this concept has almost always been used for morality -in fact, in Ancient Greece, the great Aristotle referred to moral virtue as the middle between two extremes-today we can also extend this virtue to finance, and the balance that…
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Stock market falls and volatility increases The first days of August 2024 have left us with a panorama of some uncertainty in the financial markets, marked by significant falls and an increase in volatility: -On August 5, the Japanese stock market suffered an exceptional fall of 12.4%. The fall in the Nikkei 225 (Japanese stock…
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When preparing for retirement, many savers hesitate between using a pension plan or an index fund to grow their savings. And although these are two different options, they are not necessarily antagonistic. In fact, they complement each other very well, since they provide a series of characteristics that you should know before making a decision.…
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The world is transforming to become more sustainable. Businesses are struggling to make their bottom line, while trying to limit their impact on the environment. Governments are scrambling to restructure their archaic institutions and facilities to be friendlier to people and the planet. But achieving many of these goals is neither easy nor cheap. For…
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At inbestMe, we currently offer a full range of Bond Portfolios. By this, we mean a portfolio that is composed of 100% fixed income instruments. Previously, bonds were used in our portfolios mainly to diversify equity risks and a 100% bond portfolio was allocated only to very conservative investors.
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As a complement to the reporting of our mid-2024 portfolio returns, here we review the performance of the dollar ETF portfolios. It is also worth remembering that dollar portfolios are suitable only for those investors whose economy is “dollarized” or who want to have exposure to the dollar expressly as part of their assets. In…
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