Saving for Your Child’s Home Down Payment: Guide to Help Them Have Their Apartment at 18
Guide to the Down Payment for an Apartment at Age 18. Some gifts last a day, and others last a lifetime.
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Index Funds: The Smart Strategy for Efficient Long-Term Investing
In today’s economic context, index funds are emerging as a long-term investment strategy capable of offering stability and sustained growth. For Spanish investors, it is essential to have an action plan that allows them to navigate financial challenges, optimize their savings, and build solid wealth over time.
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Excellent returns from our portfolios at the end of June 2025, overcoming a volatile semester.
Market commentary as of end of June 2025 The first half of 2025 has been a real roller coaster for global stock indices after Trump announced higher-than-expected tariffs on April 2. The massive and indiscriminate sell-off of U.S. assets was so intense that Trump was forced to backtrack and suspend the implementation of the tariffs.
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Exceptional portfolio returns at the end of 2024
Market comment year 2024 2024 was a positive year for financial markets. Stock markets have risen unevenly, with the US markets standing out, driven mainly by the so-called ‘magnificent seven’ (Apple, Amazon, Alphabet, Meta, Microsoft, Nvidia and Tesla), which are leading the artificial intelligence revolution, while Europe remains more limited by a stagnant economy and…
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Don’t know where to invest money? Discover index funds
¿Dónde invertir dinero? Esta es una de las preguntas más recurrentes entre quienes buscan rentabilizar sus ahorros, especialmente en un entorno económico tan volátil y dinámico como el actual. Con una amplia gama de opciones disponibles, desde instrumentos tradicionales hasta plataformas de inversión en línea, asignar recursos de manera efectiva se ha convertido en un…
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Best index funds for kids. Which platform do I use?
Nowadays, it is increasingly common for the youngest members of the household to have their own account in which they keep their money. Starting to earn money as a child is important; however, the vast majority of these hardly generate any return, so the opportunity to grow their wealth is lost. Therefore, an alternative is…
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Is it a good time to invest in SP500? Current analysis
With the stock market, one might ask: Is it a good time to invest in the S&P 500? To find the answer, one must turn to a cartoon that showed what could very well be Superman being interrogated by a man in a tie. —“Oh wow, so you can fly,” the man in the suit…
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Returns of the SRI portfolios of Indexed Funds at the end of the first half of 2024
As we have discussed in previous issues, indexed Socially Responsible Investment (SRI) has better years and worse years. Since equity SRI indexes have existed, they have tended to be equal to or slightly better than their non-SRI benchmarks. As can be seen in the chart below, which compares the cumulative returns of our SRI index…
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Money Market Funds
Money market funds are funds that invest in short and usually quite safe money market instruments. Given the fact that after years of negative interest rates even short-term rates are quickly getting back in positive territory, these funds are attracting a lot of interest from investors. For example, in the US you are paid almost…
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