Invest according to your values without giving up best performance ... with all the advantages of inbestMe: your plan will be adapted to you, ultra diversified and low cost. The inbestMe ETFs SRI plan is made from Socially Responsible ETFs. Further information.
As always, inbestMe is responsible for keeping the plan tailored to your profile, processing your new contributions and applying tax optimization.
Our ETFs SRI portfolios are deposited in an Interactive Brokers (IB) account held at your name and managed by inbestMe. IB is one of the best qualified brokers in the world, with coverages between 20k € and $500k. Your account will be opened in IB Ireland or IB USA dependening on your country of residence.
Our ETFs SRI portfolios are made up of between 6 and 14 ETFs depending on the investor's profile. However, for each ETF position we use up to 3 equivalent ETFs which, when sold and bought, allow us to do Tax Loss Harvesting(TLH) the portfolio. Please, keep in mind that the final funds of your portfolio may vary as our Investment Committee is constantly improving the portfolios. To find out more about the distribution of your personalised portfolio, we recommend that you complete our brief questionnaire.
|UBS Sustainable Development Bank Bonds UCITS ETF (hedged to EUR) A-acc||LU1852211991||8|
|iShares Euro Corporate Bond ESG 0-3yr UCITS ETF||IE00BYZTVV78||8|
|iShares € Corp Bond ESG UCITS ETF EUR (Dist)||IE00BYZTVT56||8|
|Lyxor Green Bond (DR) UCITS ETF Hedged to EUR - Acc||LU1563454823||9|
|iShares Core Global Aggregate Bond UCITS ETF EUR Hedged (Acc)||IE00BDBRDM35||6|
|UBS ETF (LU) J.P. Morgan USD EM IG ESG Diversified Bond UCITS ETF (hedged to EUR) A-acc||LU1974696418||8|
|iShares EUR High Yield Corporate Bond ESG UCITS ETF EUR (Acc)||IE00BJK55C48||8|
|SPDR Barclays 1-3 Year Euro Government Bond UCITS ETF||IE00B6YX5F63||6|
|Amundi Index MSCI Europe SRI UCITS ETF DR (C)||LU1861137484||8|
|iShares MSCI USA SRI UCITS ETF||IE00BYVJRR92||8|
|Amundi Index MSCI USA SRI UCITS ETF DR - Hedged EUR (C)||LU2153616599||8|
|iShares MSCI EM SRI UCITS ETF||IE00BYVJRP78||8|
|Xtrackers MSCI Japan ESG UCITS ETF 1C||IE00BG36TC12||8|
|iShares MSCI Global Impact ETF||US46435G5320||-|
In March 2021, EU Regulation 2019/2088 (SFDR) on sustainability disclosures in the financial services sector came into force to aid transparency of sustainability information. This regulation obliges major investment managers to classify their funds and ETFs in 3 articles:
Our SRI ETFs portfolio has 10 ETFs included in article 8 and 1 ETF in article 9, making it one of the leading portfolios in the Spanish market with the best sustainability criteria.
The sustainability rating is a way of measuring the ESG score and how sustainable our investments are. ESG (environmental, social and governance) risks and opportunities can vary by industry and company. The sustainability of our SRI ETFs portfolios is XAA++. This SRI rating follows the model:
The ESG scores of the ETFs are classified as follows:
A company lagging its industry based on its high exposure and failure to manage significant ESG risks
A company with a mixed or unexceptional track record of managing the most significant ESG risks and opportunities relative to industry peers
A company leading its industry in managing the most significant ESG risks and opportunities
|Invested amount||Management||Depositary and trading cost||Average built-in cost of the asset|
|5.000 € a 99.999,99 €||0,41%||0,11%||0,23%|
|100.000 € a 499.999,99 €||0,38%||0,11%||0,23%|
|500.000 € a 999.999,99 €||0,30%||0,11%||0,23%|
|1M € a 4.999.999,99 €||0,25%||0,11%||0,23%|
|More than 5M €||0,13%||0,11%||0,23%|
If you want to find out the historycal returns of our ETFs SRI portfolios, please, visit our dedicated returns page.
Socially responsible investment is related to the following aspects: the social context, the environment and good corporate governance. Socially responsible investment has to do with our values or moral convictions without having to give up on efficiency.
The advantage of investing in an SRI portfolio when compared to an SRI investment fund is that through a portfolio, this style can be adapted to the needs, the investor's financial profile, and it is also fully managed.
Your ETF portfolio is held outside of Spain at Interactive Brokers (IB). This means that, in addition to the access to inbestMe, you will have a parallel access to IB and, when your first transfer is complete, you will receive a different username (by email) and password (by SMS) than inbestMe.
Although it is not essential that you enter to start investing, it will be necessary to access IB to: 1) Change the initial temporary password, 2) Record your security questions and 3) Notify your destination bank account in case you request a withdrawal total or partial.
In addition, if you are a resident in Spain, as IB is outside Spain, it will be necessary to present the Form D6 to “Hacienda” and, depending on the invested amount, Form 720.
In the event that any of the points above represents an inconvenience for you, we recommend to Open an Index Funds account.