Socially Responsible Investment

inbestMe ETFs SRI

Invest with Socially Responsible ETFs, in a very low-cost portfolio and from €5,000 

Open inbestMe ETFs SRI

Caring for our future

Invest according to your values without giving up best performance ... with all the advantages of inbestMe: your plan will be adapted to you, ultra diversified and low cost. The inbestMe ETFs SRI plan is made from Socially Responsible ETFs. Further information.

  • From €5,000
  • Index management
  • 100% Socially Responsible Investment

As always, inbestMe is responsible for keeping the plan tailored to your profile, processing your new contributions and applying tax optimization.

Open inbestMe ETFs SRI

Custody and Composition

Our ETFs SRI portfolios are deposited in an Interactive Brokers (IB) account held at your name and managed by inbestMe. IB is one of the best qualified brokers in the world, with coverages between 20k € and $500k. Your account will be opened in IB Ireland or IB USA dependening on your country of residence.

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Our ETFs SRI portfolios are made up of between 6 and 14 ETFs depending on the investor's profile. However, for each ETF position we use up to 3 equivalent ETFs which, when sold and bought, allow us to do Tax Loss Harvesting(TLH) the portfolio. Please, keep in mind that the final funds of your portfolio may vary as our Investment Committee is constantly improving the portfolios. To find out more about the distribution of your personalised portfolio, we recommend that you complete our brief questionnaire.

ETFs ISIN Article Sustainability scoring
UBS Sustainable Development Bank Bonds UCITS ETF (hedged to EUR) A-acc LU1852211991 8 grado sostenibilidad a
iShares Euro Corporate Bond ESG 0-3yr UCITS ETF IE00BYZTVV78 8 grado sostenibilidad a
iShares € Corp Bond ESG UCITS ETF EUR (Dist) IE00BYZTVT56 8 grado sostenibilidad a
Lyxor Green Bond (DR) UCITS ETF Hedged to EUR - Acc LU1563454823 9 grado sostenibilidad a
iShares Core Global Aggregate Bond UCITS ETF EUR Hedged (Acc) IE00BDBRDM35 6 grado sostenibilidad a
UBS ETF (LU) J.P. Morgan USD EM IG ESG Diversified Bond UCITS ETF (hedged to EUR) A-acc LU1974696418 8 grado sostenibilidad a
iShares EUR High Yield Corporate Bond ESG UCITS ETF EUR (Acc) IE00BJK55C48 8 grado sostenibilidad a
SPDR Barclays 1-3 Year Euro Government Bond UCITS ETF IE00B6YX5F63 6 grado sostenibilidad a
Amundi Index MSCI Europe SRI UCITS ETF DR (C) LU1861137484 8 grado sostenibilidad a
iShares MSCI USA SRI UCITS ETF IE00BYVJRR92 8 grado sostenibilidad a
Amundi Index MSCI USA SRI UCITS ETF DR - Hedged EUR (C) LU2153616599 8 grado sostenibilidad a
iShares MSCI EM SRI UCITS ETF IE00BYVJRP78 8 grado sostenibilidad a
Xtrackers MSCI Japan ESG UCITS ETF 1C IE00BG36TC12 8 grado sostenibilidad a
iShares MSCI Global Impact ETF US46435G5320 - grado sostenibilidad a

Open inbestMe ETFs ISR

EU SFDR Regulation 2019/2088

In March 2021, EU Regulation 2019/2088 (SFDR) on sustainability disclosures in the financial services sector came into force to aid transparency of sustainability information. This regulation obliges major investment managers to classify their funds and ETFs in 3 articles:

  1. Article 6: ETFs without sustainability objectives.
  2. Article 8: ETFs promoting social and environmental initiatives alongside traditional performance objectives.
  3. Article 9: ETFs with explicit sustainability objectives.

Our SRI ETFs portfolio has 10 ETFs included in article 8 and 1 ETF in article 9, making it one of the leading portfolios in the Spanish market with the best sustainability criteria.

How do Sustainability scoring work?

The sustainability rating is a way of measuring the ESG score and how sustainable our investments are. ESG (environmental, social and governance) risks and opportunities can vary by industry and company. The sustainability of our SRI ETFs portfolios is XAA++. This SRI rating follows the model:

  • CCC - AAA → Indicates the ESG score of the ETF.
  • X → Indicates that the ETF excludes the industries in question. 
  • +, ++ o +++ → Indicates that the ETF includes positive impact investment and its grade. 

The ESG scores of the ETFs are classified as follows:

Rentabilidad inbestMe hom

Laggard

A company lagging its industry based on its high exposure and failure to manage significant ESG risks

Rentabilidad inbestMe hom

Average

A company with a mixed or unexceptional track record of managing the most significant ESG risks and opportunities relative to industry peers

Rentabilidad inbestMe hom

Leader

A company leading its industry in managing the most significant ESG risks and opportunities

Open inbestMe ETFs ISR

Invest with low costs

IVA included.

Invested amount Management Depositary and trading cost Average built-in cost of the asset
5.000 € a 99.999,99 € 0,41% 0,11%  0,23%
100.000 € a 499.999,99 € 0,38% 0,11%  0,23% 
500.000 € a 999.999,99 € 0,30% 0,11%  0,23% 
1M € a 4.999.999,99 € 0,25% 0,11% 0,23%
More than 5M € 0,13% 0,11% 0,23%

 

Returns

If you want to find out the historycal returns of our ETFs SRI portfolios, please, visit our dedicated returns page.

Open inbestMe ETFs ISR

inbestMe ETFs SRI
Further information

Why choose an SRI portfolio

Socially responsible investment is related to the following aspects: the social context, the environment and good corporate governance. Socially responsible investment has to do with our values or moral convictions without having to give up on efficiency. 

Advantages SRI provides

The advantage of investing in an SRI portfolio when compared to an SRI investment fund is that through a portfolio, this style can be adapted to the needs, the investor's financial profile, and it is also fully managed.

Further information on inbestMe ETFs SRI

Things to consider when opening an ETF portfolio

Your ETF portfolio is held outside of Spain at Interactive Brokers (IB). This means that, in addition to the access to inbestMe, you will have a parallel access to IB and, when your first transfer is complete, you will receive a different username (by email) and password (by SMS) than inbestMe.

Although it is not essential that you enter to start investing, it will be necessary to access IB to: 1) Change the initial temporary password, 2) Record your security questions and 3) Notify your destination bank account in case you request a withdrawal total or partial.

In addition, if you are a resident in Spain, as IB is outside Spain, it will be necessary to present the Form D6 to “Hacienda” and, depending on the invested amount, Form 720.

In the event that any of the points above represents an inconvenience for you, we recommend to Open an Index Funds account.

Read more about ETFs

 

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