ETF Dynamic

Invest in dynamic ETFs, the ETF that adapts to the markets

Dynamic ETF: Adaptive Indexed Management

inbestMe Dynamic is a versatile investment plan composed of ETFs from around the world. Its management combines long-term strategies to take advantage of upward market trends with possible short-term tactics, with a clear objective: To reduce volatility in bear market situations.

Additionally...

From €10,000.

Tax optimization

Euro or Dollar portfolios

Reduced volatility

Based on intelligent investment models, our team of experts will make periodic adjustments to one part of the portfolio. The other part of the portfolio will maintain the same strategic game plan as inbestMe Strategic.

Our technology will keep the plan balanced, managing your new contributions intelligently, and will apply tax optimization procedures.

Composition

Our inbestMe ETFs portfolios are made up of between 8 and 13 ETFs depending on the investor’s profile. However, for each ETF position we use up to 3 equivalent ETFs which, when sold and bought, allow us to do Tax Loss Harvesting(TLH) the portfolio. Please note that the final funds in your portfolio may vary, as our Investment Committee is constantly improving the portfolios. To learn more about the distribution of your personalized portfolio, we recommend that you take our brief questionnaire.

Fund ISIN
SPDR BBG 1-3 EURO GOVERNMENT IE00B6YX5F63
ISHARES EURO ULTRASHORT BOND IE00BCRY6557
LYXOR EUR GOVERNMENT BD 3-5Y LU1650488494
AMUNDI FLOT R EUR COR 1-3 LU1681041114
AMUNDI FLOAT RATE USD CP-C LU1681041031
ISHARES EURO AGGREGATE IE00B3DKXQ41
ISHARES EURO CORP BND IR-H IE00B6X2VY59
ISHARES GLB CORP BD EUR-H IE00B9M6SJ31
ISHARES USD TREASURY 7-10Y IE00B1FZS798
ISHARES JPM USD EM BND EUR-H IE00B9M6RS56
ISHARES EURO HY CORP IE00B66F4759
INVESCO PREF SHARES DIST IE00BDVJF675
UBS ETF MSCI ACWI H. EUR IE00BYM11K57
ISHARES CHINA CNY BOND USD-D IE00BYPC1H27
iShares MSCI Europe Value Factor UCITS IE00BQN1K901
XTRACKER GOLD ETC EUR HDG DE000A1EK0G3
ISHARES CORE MSCI JAPAN IE00B4L5YX21
ISHARES CORE EM IMI ACC IE00BKM4GZ66
VANG FTSEAPXJ USDD IE00B9F5YL18
ISHARES EUROPE PRPRTY YIELD IE00B0M63284
ISH EDGE MSCI ERP MLTFCTR IE00BZ0PKV06

The Dollar portfolio will use similar funds but in $ currency.

Custody

Our inbestMe ETFs portfoldios are deposited in an Interactive Brokers (IB), one of the best brokers in the world, in an account in your name and managed by inbestMe. Your account will be opened in IB Ireland or IB USA dependening on your country of residence.

Costs

VAT included.

Invested amount Management Depositary and trading cost Average built-in cost of the asset
€ 5,000 to € 99,999.99 € 0,50% 0,11% 0,19%
€ 100,000 to € 499,999.99 € 0,45% 0,11% 0,19%
€ 500,000 to € 999,999.99 € 0,35% 0,11% 0,19%
€ 1M to 4,999,999.99 € 0,30% 0,11% 0,19%
More than € 5M 0,15% 0,11% 0,19%

Returns

If you want to find out the historycal returns of our inbestMe ETFs portfolios, please visit our dedicated returns page.

Index Funds
SRI

From €1,000

Savings Portfolio EUR

From €1,000

Any doubt?

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Do you have any question?
Do not keep it for yourself,
we have the answer.

Sometimes money issues are complex, which is why we design our Dynamic ETFs to be as easy to understand as possible. Here are some of the most frequently asked questions.

An ETF ( Exchange-Traded Fund ) is an investment fund that aims to replicate the performance of a specific index or market. The most popular ETFs are based on indexes, but there are also many based on other asset classes, such as currencies and commodities. An ETF is treated in the regulated markets as a stock, but has the same benefits as a fund in terms of diversification and professional management, even for limited investments.

For the combination of strategic and tactical allocation of assets. Through technical means, we seek to reduce the risk of dips during market recessions, and losses for the investor. To achieve this, Dynamic is made up of two parts: one called the core and the other the satellite. The core is managed with long-term objectives and the satellite follows a quantitative model approach. This satellite part is divided into 4 geographic areas and at the end of each month the two areas that show the greatest relative strength are selected.

Read more about inbestMe Dynamic ETF

No, it is not possible to transfer ETFs.

Your ETF portfolio is held outside of Spain at Interactive Brokers (IB). This means that, in addition to the access to inbestMe, you will have a parallel access to IB and, when your first transfer is complete, you will receive a different username (by email) and password (by SMS) than inbestMe.

Although it is not essential that you enter to start investing, it it will be necessary to access IB to: 1) Change the initial temporary password, 2) Record your security questions and 3) Notify your destination bank account in case you request a withdrawal total or partial.

In addition, if you are a resident in Spain, as IB is outside Spain, it will be necessary to present the Form D6 to “Hacienda” and, depending on the invested amount, Form 720.

If any of the above points represent a problem for you, we recommend opening a portfolio of Index Funds.

Other questions about Standard ETFs:

How often do I rebalance my ETF portfolio?

What type of coverage does my investment in ETFs have?

What is the minimum to open an ETF account?

For more information, please consult our ETF FAQs.