When reaching retirement, many people consider their financial planning complete. The pension plan starts to be considered a “deposit” from which money simply needs to be withdrawn. However, this phase can be just as important as the accumulation phase, and a bad decision—or failing to make decisions—at this point can have a very significant tax…
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Note: This is a supplementary report to the report on inbestMe portfolio returns at the end of 2025.
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In Spain, a significant part of the profitability of your investments does not depend only on the markets, but on how tax-efficient structures work. For the same gross return, the most efficient portfolio is the one that leaves more money net in your pocket.
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Every year that passes is a lost (or gained) opportunity to plan your retirement more solidly. In 2025, you have until December 31 to make contributions to your pension plan with tax advantages, especially valuable if you haven’t yet taken advantage of this part of the year. In this article, we explain everything you need…
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At inbestMe, we always aim to make investing simple, transparent, and hassle-free. That’s why, some time ago, we launched our “Easy Transfer” service for investment funds and pension plans, which allows you to quickly obtain information about your funds and plans at other institutions, connecting directly from our platform to your original bank to facilitate…
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Preparing for retirement has become increasingly necessary. In many countries, public pensions provide only a basic income, which is often insufficient to maintain the desired standard of living. That’s why planning ahead is essential.
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This is a supplementary report to the performance report of inbestMe portfolios at the end of 2025, focused on pension plan portfolios.
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When the subject of retirement comes up, the first thing that usually comes to mind is the idea of rest, free time and the possibility of enjoying what we have always longed for. However, for this future to materialize the way we envision it, it is crucial to take action in advance with a pension…
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A risk-free pension plan is one of the best savings alternatives for people who want to manage their capital and achieve greater financial stability in the future.
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The recent regulation that allows pension plan contributions to be withdrawn after 10 years of contribution has generated some interest among many savers in Spain. However, at inbestMe we have observed that, at the moment, we are not receiving many requests for early withdrawals, which we consider to be good news. This behaviour reflects that…
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