Recently, the Fed meeting was held. The official rates were left unchanged in the 4.25%–4.50% range, but this was widely expected. Chairman Powell had largely anticipated this outcome. This marks the fourth consecutive meeting without changes. Meanwhile, the European Central Bank has continued to cut rates.
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inbestMe follows indexed management At inbestMe, our main service consists of delegated management of investment portfolios. Our investment committee designs portfolios with a pre-established allocation, using mostly index funds (or ETFs), based on indexed management (also called passive management or management with index funds replicating indices).
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ECB cuts rates to 2% As expected, the ECB (European Central Bank) has cut interest rates for the eighth time, setting the deposit facility rate at 2%. The official interest rate reached a peak of 4% in 2023. Central banks usually raise the cost of money during periods of inflation to slow the economy and…
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For decades, the phrase “Sell in May and go away” has been repeated like a mantra by some investors. According to this seasonal strategy, May would be the ideal month to reduce exposure to equities and return later, usually in autumn, when markets supposedly perform better.
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U.S. Credit Rating Downgrade On May 16, 2025, Moody’s downgraded the United States’ long-term credit rating from Aaa to Aa1, maintaining a stable outlook.
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Until not so long ago, investing and managing wealth was a complex and costly process. To access professional financial management, it was necessary to go to a traditional banking institution, where large sums of money were required, and high fees were charged.
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Pause in the tariff war. China and the United States have agreed to a three-month truce in their trade dispute, and the effect on financial markets has been galvanizing. You can read about the reduction in US tariffs to 30% from 145% here and here. In the long run, neither side seems to have made…
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Making your investment more stable The most important thing is what we do before market downturns. This is directly related to the design of our diversified investment portfolios (funds or ETFs). Investing can be compared to planning a long trip. You can take a winding, bumpy road, or choose a more stable and predictable highway.…
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Sharp falls in major stock indices This is the most common way we would continue to communicate regarding the recent stock market crashes caused by the tariff war initiated by Trump. As we see in the image above, the Nasdaq 100 has fallen by nearly 20%, the S&P 500 by 15%, and the Stoxx Europe…
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Trump confirmed the tariff war On April 2, President Trump announced that, in response to the United States’ ongoing trade deficits, he would impose a minimum 10% tariff on all imports beginning April 5, invoking the International Emergency Economic Powers Act of 1977. He also declared that higher reciprocal tariffs would be imposed on countries…
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