Retirement is a stage of life that many view with some suspicion because of its financial implications. In particular, because it generates uncertainty. For this reason, there are many formulas that try to alleviate this concern, such as retirement insurance or pension plans in their different formats. All of them seek to guarantee a peaceful…
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Plan, process, product and not the other way around. Investing is one of the best ways to secure our financial future, but doing it correctly is not always easy. The key to long-term success lies in good financial planning, which involves understanding our life and financial goals, defining investment horizons, and, from there, making the…
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The high yield of Treasury bills has made them a highly demanded investment product, although if you want to buy Treasury bills, you may have wondered: is it safe to invest in Treasury bills? Here we analyze the pros and cons of one of the investment products of recent years.
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Women earn less. In Spain, the gender pay gap is 17% (INE data 2022, see the following table), with greater differences in some sectors (24,359/29,382 = -17%). This disparity directly affects women’s savings levels and their ability to generate long-term wealth.
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If you’re looking for where to invest your money, one of the few market consensus opinions is that now is a good time to invest in fixed income. The last time Spanish fixed income yielded as much as it does now, Spain was ‘slightly’ different: the public deficit exceeded 7.5% of GDP; there were 5.9…
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Investment portfolios help us to keep our assets, whether they are banknotes, coins, cards, or stocks and bonds, together and stored. It even allows us to see our economic or financial situation at a glance. And beyond its function of bringing together a series of assets, the investment portfolio is a way of understanding investment,…
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