Open banking in Spain: the limitations of PSD2
We have recently re-enabled Easy Transfer and Easy Account Validation on our platform. Related posts: Crypto Flash Crash: A Reminder…
inbestMe Blog: Financial News, Savings and Investment
Why there are better options than investing only in the MSCI World
The MSCI World, a widely popular global index among investors, may at first appear to be a smart choice due to its equity diversification and the ease of investing via…
The Fed maintains interest rates, inbestMe’s USD Savings Portfolio, at 4%
Recently, the Fed meeting was held. The official rates were left unchanged in the 4.25%–4.50% range, but this was widely expected. Chairman Powell had largely anticipated this outcome. This marks…
Summary of changes to inbestMe portfolios in 2025
inbestMe follows indexed management At inbestMe, our main service consists of delegated management of investment portfolios. Our investment committee designs portfolios with a pre-established allocation, using mostly index funds (or…
The Kids Savings Account: How to Earn Money as a Child
The question of how to make money as a child is becoming increasingly common among teenagers who want to learn how to invest the savings they receive from their parents.…
The most important risk is not achieving your financial goals
When we talk about investing, one of the most mentioned—and also most misunderstood—terms is risk. From professional managers to individual investors, everyone wants to avoid, minimize, or manage it. But…
The ECB cuts the interest rate to 2%, the Euro Savings Portfolio to 1.6%
ECB cuts rates to 2% As expected, the ECB (European Central Bank) has cut interest rates for the eighth time, setting the deposit facility rate at 2%. The official interest…
Markets have ignored the “Sell in May” saying (2025)
For decades, the phrase “Sell in May and go away” has been repeated like a mantra by some investors. According to this seasonal strategy, May would be the ideal month…
Pension plan: Yes or no?
When the subject of retirement comes up, the first thing that usually comes to mind is the idea of rest, free time and the possibility of enjoying what we have…
What does the U.S. credit downgrade mean?
U.S. Credit Rating Downgrade On May 16, 2025, Moody’s downgraded the United States’ long-term credit rating from Aaa to Aa1, maintaining a stable outlook. Related posts: Why have markets ignored…
Long-term financial investments with the best projection
Why invest only in the present when we can project our investments into the future? In today’s fast-moving financial world, the importance of long-term investments has become increasingly relevant in…
How have Fintech platforms like inbestMe transformed investing?
Until not so long ago, investing and managing wealth was a complex and costly process. To access professional financial management, it was necessary to go to a traditional banking institution,…
The most substantial difference between bonds and debentures
What is the difference between bonds and debentures? This is a frequent question among investors who want to better understand the options available in the fixed income market. And it’s…
