Exceptional returns of dollar ETFs portfolios in 2025

As a complement to the exceptional returns of our portfolios at the end of 2025, we review here the performance of inbestMe’s dollar ETFs portfolios.

It is worth noting that, although the portfolios are globally diversified, the high weight of U.S. stock markets in global indices —around 60% in the MSCI ACWI and nearly 70% in the MSCI World— implies that, by definition, if corrective measures are not applied (as we do in our euro portfolios), the investor assumes a high exposure to both the U.S. market and the U.S. dollar.

On the other hand, if an investor wishes to link the return of their portfolio to dollar-denominated indices, it is important to do so consciously and choose a dollar portfolio, like the ones we offer at inbestMe. However, these portfolios are mainly suitable for investors whose economy is “dollarized” or who wish to deliberately maintain exposure to the dollar in part or all of their wealth. In this case, returns are measured in dollars, and converting them to another currency may be positive or negative depending on exchange rate movements. For example, in 2025 the dollar depreciated by around 15% against the euro.

Exceptional Returns of Dollar ETFs Portfolios in 2025

At the end of 2025, our dollar ETFs portfolios delivered exceptional returns, ranking at the top of the already exceptional returns of 2025.

Portfolio returns ranged from 9.1% for profile 1 to 19.6% for profile 10. On average (profiles 1 to 10), dollar ETFs portfolios accumulated 14.8%, surpassing by 3.6 percentage points the also exceptional returns of euro ETFs portfolios, which averaged 11.2%.

Historical accumulated returns of dollar ETFs portfolios reach up to 139%.

Our investment portfolios have been designed for the medium and long term. It is in these horizons where we like to focus, as this is where indexing shows its greatest advantages, by compounding returns over time.

Accumulated returns since 2017 are truly exceptional, ranging from 39.5% to 139% for profile 10. The average accumulated return is 90%. The average investor profile (profile 7 out of 10) at inbestMe accumulates 105%, and the profiles that follow clearly exceed 100% accumulated return.

In the chart above, we can see that the annualized return (APR) of the dollar portfolios ranges from 3.1% for profile 1 to 9.0% for profile 10, averaging 6.3%. The average inbestMe investor, profile 7 out of 10, achieves 7.4% in the dollar portfolio.

Dollar ETFs portfolios have generally accumulated higher returns. This difference is relatively more significant in lower-risk profiles, which benefited from higher interest rates.

Dollar portfolios have also been slightly more volatile (9.9% on average). InbestMe’s euro investment portfolios have slightly lower average volatility, around 8%.

If we compare the risk-adjusted returns of euro and dollar portfolios, they tend to converge, with average Sharpe ratios around 0.50.