The availability bias (see appendix), described by Amos Tversky and Daniel Kahneman in 1973, explains that we tend to overvalue recent or easily remembered events, confusing their ease of recall with their actual probability. To avoid technical jargon and anglicisms, I call it the recency bias. Basically, we think that what happened recently is the…
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UCITS (Undertakings for Collective Investment in Transferable Securities) funds or ETFs are a category of investment funds regulated by a European Union directive that harmonizes the rules governing collective investment products in the European market. This regulation establishes a series of strict requirements regarding diversification, liquidity, transparency, and oversight, all with the aim of offering…
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At inbestMe, we believe that financial education is key to making better decisions and living a more fulfilling life. That’s why we’re excited to introduce the new “Finanzas Conscientes” course, developed in collaboration with the Institut d’Estudis Financers (IEF), one of the leading institutions in financial education in Spain. What are “Finanzas conscientes“? “Finanzas conscientes”…
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Before building an investment portfolio, it’s essential to understand its building blocks: asset classes. Understanding their differences, characteristics, and behavior can make all the difference in a long-term investment strategy. What is an asset class? An asset class is a group of investments that share similar characteristics, behave similarly in the markets, and are subject…
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A risk-free pension plan is one of the best savings alternatives for people who want to manage their capital and achieve greater financial stability in the future.
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The inbestMe Plus service is much more than just managing your investments. It is about building a relationship of trust that can bring multiple benefits: better long-term results, greater peace of mind, and a clearer vision of your financial future. These are the four key areas where a personal financial advisor can make a difference…
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At inbestMe, we strongly believe in investing by objectives, a philosophy that we actively promote among our clients. That is why most of our users have more than one portfolio to achieve their different financial goals.
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Understanding what an indexed portfolio is begins with recognizing its main function in the investment world: to replicate the performance of a specific stock market index. In recent years, the range of financial products on offer has continued to grow and diversify, offering investors a variety of investment options.
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A frequently asked question among those with little experience in the financial market is: What is financial leverage?
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In the last two years, financial markets, especially equity markets, have shown a remarkably positive performance, benefiting investment portfolios with more weight in this asset despite a context of political and economic uncertainty. As we can see in the graph below, the 2024 has registered a positive return of 24.9% especially in the US markets…
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