The Fed cuts rates by 0.25%. The Federal Reserve (Fed) reduced interest rates by 0.25% at its September 2025 meeting, setting the target range for the Fed Funds rate at 4.00–4.25% from the previous 4.25–4.50%. This is the first rate cut of 2025, after a total reduction of 1% in the fall of last year.
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Rates unchanged. In their most recent meetings, both the Federal Reserve (FED) and the European Central Bank (ECB) have opted not to change interest rates. In the case of the FED, this is the fifth consecutive meeting without changes. For the ECB, this pause comes after eight consecutive cuts. After the pandemic, central banks sharply…
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Recently, the Fed meeting was held. The official rates were left unchanged in the 4.25%–4.50% range, but this was widely expected. Chairman Powell had largely anticipated this outcome. This marks the fourth consecutive meeting without changes. Meanwhile, the European Central Bank has continued to cut rates.
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ECB cuts rates to 2% As expected, the ECB (European Central Bank) has cut interest rates for the eighth time, setting the deposit facility rate at 2%. The official interest rate reached a peak of 4% in 2023. Central banks usually raise the cost of money during periods of inflation to slow the economy and…
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Before building an investment portfolio, it’s essential to understand its building blocks: asset classes. Understanding their differences, characteristics, and behavior can make all the difference in a long-term investment strategy. What is an asset class? An asset class is a group of investments that share similar characteristics, behave similarly in the markets, and are subject…
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The commotion caused by Trump’s unpredictable moves should not be misleading. In reality, this is a plan that was meticulously prepared before the start of his second term. Understanding the fundamental ideas guiding this administration’s decisions can help anticipate its evolution. The philosophy underlying the Trump administration’s economic and trade policy decisions can be reconstructed…
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At inbestMe, we offer a full range of target portfolios. We have options with maturities in 2026, 2027 and 2028, both in euros and US dollars for ETF portfolios, and a portfolio of index funds with a 2028 maturity in euros. The following table shows some metrics of some of our target portfolios in ETFs…
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In what has been an almost uninterrupted upward trend over the past year, gold has reached the price $2,700 dollar per ounce. It is up 31% since the beginning of the year and 37% since one year ago.
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Lately, it has become fashionable again to talk about “Lazy portfolios”. Here we will use the term “Permanent Portfolios”*, as it is the best known among them (although this is a linguistic simplification). What are “permanent portfolios”? Permanent portfolios” are nothing more than long-term strategic asset allocations in which the assets comprising the portfolio are…
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This was an important week as all the major central banks met. It was important to see what message they wanted to send to the markets after the latest inflation figures fell short of expectations in both the US and Europe and investors had aggressively started to price rate cuts for next year.
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