Major U.S. indices break new highs Although at inbestMe we are not obsessed with constantly monitoring the markets, as we firmly believe that investment decisions should be aligned with personal financial objectives and not with market fluctuations, on special occasions we review the situation of the main stock market indexes.
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Plan, process, product and not the other way around. Investing is one of the best ways to secure our financial future, but doing it correctly is not always easy. The key to long-term success lies in good financial planning, which involves understanding our life and financial goals, defining investment horizons, and, from there, making the…
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Let us recall the advantages of indexing Index management (or passive management), which, let’s remember, consists of investing through the main indexes (either with index funds or ETFs) has made investing somewhat easier… at least in theory.
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Stock market falls and volatility increases The first days of August 2024 have left us with a panorama of some uncertainty in the financial markets, marked by significant falls and an increase in volatility: -On August 5, the Japanese stock market suffered an exceptional fall of 12.4%. The fall in the Nikkei 225 (Japanese stock…
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This is not the first time I have thought of nature to associate it with certain investment themes. A few years ago, we did a post where we related a tree to a forest to explain compound interest. Recently, while reading Morgan Housel, whom I have been following for years and whose book I have…
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Investing involves risk. Risk is an inherent fact of investing. Your willingness to take risks as an investor is an important part of why you can earn returns that exceed what you would earn by keeping the money in cash-this is known as the equity risk premium. For some, the idea of risk associated with…
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As we already mentioned when we presented the new Savings Portfolio, it has a known yield (annualized return) with a very high degree of confidence, the one we publish at all times, but it is a variable yield depending on the official interest rates in the Euro zone and the official rates of the FED…
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As we have seen in previous posts, it is essential to use alternative formulas, either time-weighted or money-weighted when there are situations of inflows or outflows in a portfolio, in order to properly calculate the return. This time we are going to show you how to calculate returns of a time-weighted portfolio, with some examples…
Read more As we have seen in previous posts, it is essential to use alternative formulas, either time-weighted or money-weighted when there are situations of inflows or outflows in a portfolio, in order to have a proper calculation of the return.
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It sounds like a joke, but the return of a portfolio can have multiple faces. In reality, it is not that there are multiple faces, but rather formulas that are more or less convenient depending on the situation. Let’s start with the simplest.
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