Understanding what an indexed portfolio is begins with recognizing its main function in the investment world: to replicate the performance of a specific stock market index. In recent years, the range of financial products on offer has continued to grow and diversify, offering investors a variety of investment options.
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A frequently asked question among those with little experience in the financial market is: What is financial leverage?
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In the last two years, financial markets, especially equity markets, have shown a remarkably positive performance, benefiting investment portfolios with more weight in this asset despite a context of political and economic uncertainty. As we can see in the graph below, the 2024 has registered a positive return of 24.9% especially in the US markets…
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Understanding what a pension plan is, how it works, has become essential for those seeking long-term financial stability, especially during critical stages like retirement. Understanding its benefits and mechanisms allows for early planning, ensuring peace of mind and financial backup against future uncertainty.
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Is passive portfolio management the most suitable strategy for investing? This is one of the most common questions among investors looking to define the ideal approach to achieve their financial goals.
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When I started in the investment industry, I asked myself more than once: how do I set up my investment portfolio? This concern is common among those who want to enter the world of finance or are just starting out in it. If this is your case, don’t worry!
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2025 begins with an important change in the banking sector: new regulations require banks to offer immediate transfers at the same cost as ordinary transfers. This advancement aims to simplify the financial management of citizens and businesses, speeding up money transfers without generating additional costs.
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Investors are constantly looking for investment instruments that ensure the growth of their purchasing power. And this is normal, since the main objective of any investor is to guarantee their return and minimize the risk of losses. In this scenario, inflation-linked bonds stand out as an attractive option, especially because market volatility can significantly impact…
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Understanding what the TER of a fund is, and its impact, is essential for those looking to invest strategically. In an increasingly competitive investment environment, knowing this indicator has become a key criterion when choosing an investment fund.
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When financial planning is mentioned, one of the most important aspects to consider is retirement. This period, which we all face at some point in life, requires adequate preparation to ensure that we maintain our standard of living, even after we stop working. In this context, the individual pension plan (IPP) becomes an essential tool…
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