UCITS (Undertakings for Collective Investment in Transferable Securities) funds or ETFs are a category of investment funds regulated by a European Union directive that harmonizes the rules governing collective investment products in the European market. This regulation establishes a series of strict requirements regarding diversification, liquidity, transparency, and oversight, all with the aim of offering…
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During the first quarter of 2025, financial markets experienced significant uncertainty, primarily due to investor expectations regarding the lack of clarity in US economic policies. The new Trump administration’s plans included weakening the dollar and imposing tariffs on foreign trade. This led to an outflow of capital from dollar-denominated assets and improved performance of European…
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Every so often, markets experience bouts of extreme volatility. An unexpected health crisis (such as Covid-19), disappointing macroeconomic data (such as rising inflation in 2022), a geopolitical conflict (the war in Ukraine), or, more recently, Trump’s tariff war can cause indices to plummet, currently down 18.9%. And, as if in déjà vu, the cycle repeats…
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We continue our tradition of proposing books on investment for this Book Day 2025, which coincides in Catalonia with a deeply rooted holiday coinciding with Sant Jordi (Day of the Book and the Rose). If you’ve never experienced it, I recommend you visit Barcelona (my city) on this date, as it’s a beautiful holiday (it…
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The ECB cuts 25 basis points (0.25%) In its April 2025 meeting, the ECB cut rates by an additional 0.25%, reducing the deposit facility rate to 2.25%. It’s worth remembering that central banks lower official interest rates to support economic growth when inflation isn’t a threat. The inflationary surge that followed the pandemic is gradually…
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At inbestMe, we believe that financial education is key to making better decisions and living a more fulfilling life. That’s why we’re excited to introduce the new “Finanzas Conscientes” course, developed in collaboration with the Institut d’Estudis Financers (IEF), one of the leading institutions in financial education in Spain. What are “Finanzas conscientes“? “Finanzas conscientes”…
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In 2022, we already saw a resurgence of gold when we analyzed how to invest in gold. In 2024 and 2025, this trend has consolidated. By the end of March 2025, the price of gold surpassed $3,080 per ounce, a new all-time high, rising 17% in these first months of the year. Factors driving gold…
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Making your investment more stable The most important thing is what we do before market downturns. This is directly related to the design of our diversified investment portfolios (funds or ETFs). Investing can be compared to planning a long trip. You can take a winding, bumpy road, or choose a more stable and predictable highway.…
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Trump confirmed the tariff war On April 2, President Trump announced that, in response to the United States’ ongoing trade deficits, he would impose a minimum 10% tariff on all imports beginning April 5, invoking the International Emergency Economic Powers Act of 1977. He also declared that higher reciprocal tariffs would be imposed on countries…
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Performance of European markets in 2025 Over the course of 2025, European stock markets have performed remarkably, clearly outperforming US indices. This resurgence has captured the attention of global investors looking to diversify their portfolios and take advantage of emerging opportunities on the European continent. European stock indices have seen notable growth this year, with…
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