The inbestMe Plus service is much more than just managing your investments. It is about building a relationship of trust that can bring multiple benefits: better long-term results, greater peace of mind, and a clearer vision of your financial future. These are the four key areas where a personal financial advisor can make a difference on your journey: portfolio, finances, emotions, and time.
1. Portfolio Optimization
When you think of inbestMe Plus, you probably imagine a team of experts helping you choose and maintain the best investments suited to your risk profile. And you’re not wrong. Behind your personal financial advisor, there is a team of professionals dedicated to designing different portfolios to meet all your financial planning needs. Our Investment Committee is responsible for defining asset allocation, incorporating funds from leading international managers such as Vanguard, BlackRock, Amundi, Pictet, among others.
Thanks to automatic portfolio rebalancing, you will always have the most suitable asset distribution within your risk profile, with a continuous focus on cost minimization. Your personal financial advisor will help you decide which of these portfolios best align with your goals, time horizons, and personal situation. You can rest assured that you will be able to choose one or multiple well-diversified portfolios, with very competitive fees, fully managed by professionals, and always aligned with your financial objectives and risk tolerance.
2. A Solid Financial Plan
The value of a personal financial advisor goes beyond your portfolio. They help you plan for both expected and unexpected life events: reviewing and setting up savings and investment strategies, managing your wealth with an inheritance plan for your loved ones, optimizing your taxes by applying Tax Loss Harvesting (TLH) techniques, and ensuring that you have an adequate emergency fund.
Additionally, with our advanced tools, we can project the probability of reaching your goals and identify opportunities to improve your planning. Our goal simulator will dynamically track your progress, allowing you to see if you are on the right path to achieving your financial goals. If you’re not heading in the right direction, it will suggest actions you can take to get back on track.
3. Emotional Support During Key Moments
Investing and maintaining a financial plan can be exciting, but it is also a challenge. Markets go up and down, and it’s easy to be swayed by fear or euphoria. Daily news constantly tries to derail your plan, making it difficult to stay disciplined.
Making impulsive decisions during periods of high volatility can jeopardize your financial plan. A personal financial advisor is a key support system to help you make rational decisions and stay on course, without being influenced by short-term trends or sensational headlines designed to grab your attention.
In times of personal change, having a well-structured financial plan and a trusted advisor to exchange ideas and opinions with will provide you with greater peace of mind.
4. More Time for What Really Matters
Time is one of your most valuable resources. With inbestMe Plus, you can manage it better and dedicate it to other important aspects of your life.
Our team of financial advisors, along with the inbestMe Investment Committee and Research Team, takes care of complex and time-consuming tasks such as research, planning, fund selection, communication with asset managers, and continuous portfolio management.
We make sure to choose the best possible options for you, optimizing costs and adjusting the risk of your investments. By working with top international asset managers, we have access to institutional or premier fund classes to maximize your portfolio’s efficiency. Many of these funds are not available to retail investors, meaning you would otherwise face higher implicit costs by investing in more expensive fund classes.
Having an inbestMe Plus personal financial advisor will allow you to spend more time on your hobbies, share moments with people who bring value to your life, continue your professional development, or simply enjoy your free time.
Managing your own financial portfolio requires both knowledge and time. But even if you have both, one factor plays a bigger role than you might think: human psychology when investing and making rational decisions. A personal financial advisor will help you stay consistent. Meanwhile, the rest of our inbestMe team will keep working every day to ensure that your financial goals are met while you focus on optimizing your time for other tasks or activities.
An Exclusive Service at No Extra Cost
We understand that managing a portfolio comes with costs, but at inbestMe, we keep our fees among the lowest in the industry. And the best part: access to inbestMe Plus is completely free for clients with over €100,000 or USD invested in our managed portfolios. In addition to having a dedicated personal advisor to guide you in your financial decisions, you will receive an exclusive monthly market commentary.
We are working on offering additional benefits in the coming months.
Portfolio, finances, emotions, and time. That is the value of inbestMe Plus.
