With inbestMe Strategic IF—Index Funds—you can invest in an index fund portfolio and save up to 75% in costs.
In Spain, natural persons can transfer from fund to fund with no tax penalties, that is, tax may be deferred until the time of reimbursement.
Your portfolio will consist of up to 13 funds of up to 4 different managers—Vanguard, iShares, Amundi and Deutsche Bank. These funds are 100% strategically selected to achieve their peak performance in the medium/long term. inbestMe will monitor your plan and if necessary the team of experts will make specific changes to the composition so as to constantly keep to the best strategy.
What are index funds?
They are financial instruments whose purpose is to replicate the behaviour of a specific index (for example, a stock index). Imagine you want to diversify your investment across all the companies that make up the S&P500. Well, you can achieve this objective by investing solely and simply in an S&P500 index fund instead of investing individually in each of the companies that make up that index.
Why invest in index funds?
Index funds have broad diversification. They also feature tax benefits, since they are exempt when transferring funds. Tax is only levied at reimbursement and you only pay on profits or capital gains, not on the entire amount invested. They are highly adaptive to investor profiles and easy to track when replicating indices.
Who is Strategic IF best for?
Investing in index funds is recommended for long-term profiles who give speculative products a wide berth. This portfolio is best—though not exclusively—for those ready to make regular contributions, as this will decrease their risk by investing at different situations in the market.