Invest in Index Funds

inbestMe Index Funds

Invest in a portfolio of index funds. We will manage it for you

Open inbestMe Index Funds

Start now and invest the first € 10,000 without management fees for 1 year

inbestMe App

A fully-managed index funds portfolio

With inbestMe Index Funds you can invest in an index fund portfolio and save up to 75% in costs.

In Spain, natural persons can transfer from fund to fund with no tax penalties, that is, tax may be deferred until the time of reimbursement.

  • From €1,000
  • High diversification
  • Transfers of funds

Your portfolio will consist of up to 13 funds of up to 4 different managers—Vanguard, iShares, Amundi and Deutsche Bank. These funds are 100% strategically selected to achieve their peak performance in the medium/long term. inbestMe will monitor your plan and if necessary the team of experts will make specific changes to the composition so as to constantly keep to the best strategy.

 

Learn about our Index Funds portfolio

The composition of our Index Funds portfolios depends on the invested amount. Please, keep in mind that the final funds of your portfolio may vary as our Investment Committee is constantly improving the portfolios.

  • For our portfolios of less than €5,000, we combine 2 of the 4 following funds:
Funds ISIN
Vanguard Global Short-Term Bond Index Fund - Institutional Hedged Accumulation (EUR) IE00BH65QP47
Vanguard Global Bond Index Fund Institutional EUR Hedged Accumulation IE00BGCZ0933
ISHARES DEVELOPED WORLD INDEX "D" (EUR) ACC A IE00BD0NCM55
ISHARES EMERGING MARKETS INDEX "D" (EUR) ACC G IE00BYWYCC39

 

  • For our portfolios from 5,000 euros, we use up to 15* funds:
Funds ISIN
DWS FLOATING RATE NOTES LU0034353002
BGF-EUR SHORT DUR BOND-ED2 LU0329592371
VANGUARD-GL S/T BD-I EUR H IE00BH65QP47
VANGUARD-EUR GV BND IDX- INS IE0007472990
VANGUARD GLOBAL BD-INV EUHD IE00BGCZ0933
VANGUARD EURO INV GR IDX-INS IE00B04FFJ44
BLRK ISHARES EM GOV B-D2 EUR LU1811365292
VANGUARD-EUROZ IN LK IND-IN IE00B04GQR24
ISHARES DEVELOPED WORLD INDEX "D" (EUR) ACC A IE00BD0NCM55
VANGUARD EUROZONE STK-INS-EU IE0008248803
VANGUARD US 500 ST IN-IN HG IE00B1G3DH73
VANGUARD-JAPAN STK IND-EURIN IE0007286036
ISHARES EMERGING MARKETS INDEX "D" (EUR) ACC G IE00BYWYCC39
VANGUARD PC EX-JPN IN-EUR IN IE0007201266
ISHARES DEVELOPED REAL ESTATE INDEX "D" (EUR) ACC IE00BDRK7P73

 

* All these funds are those used by inbestMe, but this does not mean that they are all in your portfolio, as this will depend on your profile and the amount. Therefore, we recommend that you take our brief questionnaire to find out your personalised portfolio. In 2 minutes you will be able to see the funds used in your portfolio, the percentage and amount that you will be invested in each one of them.

 

Invest with really low costs

IVA included

Invested amount Management Depositary and trading cost Average built-in cost of the asset
1.000 € a 4.999,99 € 0,45% 0,16% 0,13% 
5.000 € a 99.999,99 € 0,45% 0,16%  0,15% 
100.000 € a 499.999,99 € 0,40% 0,16%  0,15% 
500.000 € a 999.999,99 € 0,30% 0,16%  0,15% 
1M € a 4.999.999,99 € 0,25% 0,0955% 0,15%
More than 5M € 0,13% 0,0955% 0,15%

inbestMe Index Funds, further information

What are index funds?

They are financial instruments whose purpose is to replicate the behaviour of a specific index (for example, a stock index). Imagine you want to diversify your investment across all the companies that make up the S&P500. Well, you can achieve this objective by investing solely and simply in an S&P500 index fund instead of investing individually in each of the companies that make up that index.

Why invest in index funds?

Index funds have broad diversification. They also feature tax benefits, since they are exempt when transferring funds. Tax is only levied at reimbursement and you only pay on profits or capital gains, not on the entire amount invested. They are highly adaptive to investor profiles and easy to track when replicating indices. 

Who is Index Funds best for?

Investing in index funds is recommended for long-term profiles who give speculative products a wide berth. This portfolio is best—though not exclusively—for those ready to make regular contributions, as this will decrease their risk by investing at different situations in the market.

How do I transfer my investment funds to inbestMe?

How are often rebalances applied to my SRI Index Fund portfolio?

Visit Indexed Funds FAQs