Invest in Index Funds
inbestMe Index Funds
Invest in a portfolio of index funds. We will manage it for you
Open inbestMe Index FundsStart now and invest the first € 10,000 without management fees for 1 year
Invest in a portfolio of index funds. We will manage it for you
Open inbestMe Index FundsStart now and invest the first € 10,000 without management fees for 1 year
With inbestMe Index Funds you can invest in an index fund portfolio and save up to 75% in costs.
In Spain, natural persons can transfer from fund to fund with no tax penalties, that is, tax may be deferred until the time of reimbursement.
Your portfolio will consist of up to 13 funds of up to 4 different managers—Vanguard, iShares, Amundi and Deutsche Bank. These funds are 100% strategically selected to achieve their peak performance in the medium/long term. inbestMe will monitor your plan and if necessary the team of experts will make specific changes to the composition so as to constantly keep to the best strategy.
The composition of our Index Funds portfolios depends on the invested amount. Please, keep in mind that the final funds of your portfolio may vary as our Investment Committee is constantly improving the portfolios.
| Funds | ISIN |
|---|---|
| Vanguard Global Short-Term Bond Index Fund - Institutional Hedged Accumulation (EUR) | IE00BH65QP47 |
| Vanguard Global Bond Index Fund Institutional EUR Hedged Accumulation | IE00BGCZ0933 |
| ISHARES DEVELOPED WORLD INDEX "D" (EUR) ACC A | IE00BD0NCM55 |
| ISHARES EMERGING MARKETS INDEX "D" (EUR) ACC G | IE00BYWYCC39 |
| Funds | ISIN |
|---|---|
| DWS FLOATING RATE NOTES | LU0034353002 |
| BGF-EUR SHORT DUR BOND-ED2 | LU0329592371 |
| VANGUARD-GL S/T BD-I EUR H | IE00BH65QP47 |
| VANGUARD-EUR GV BND IDX- INS | IE0007472990 |
| VANGUARD GLOBAL BD-INV EUHD | IE00BGCZ0933 |
| VANGUARD EURO INV GR IDX-INS | IE00B04FFJ44 |
| BLRK ISHARES EM GOV B-D2 EUR | LU1811365292 |
| VANGUARD-EUROZ IN LK IND-IN | IE00B04GQR24 |
| ISHARES DEVELOPED WORLD INDEX "D" (EUR) ACC A | IE00BD0NCM55 |
| VANGUARD EUROZONE STK-INS-EU | IE0008248803 |
| VANGUARD US 500 ST IN-IN HG | IE00B1G3DH73 |
| VANGUARD-JAPAN STK IND-EURIN | IE0007286036 |
| ISHARES EMERGING MARKETS INDEX "D" (EUR) ACC G | IE00BYWYCC39 |
| VANGUARD PC EX-JPN IN-EUR IN | IE0007201266 |
| ISHARES DEVELOPED REAL ESTATE INDEX "D" (EUR) ACC | IE00BDRK7P73 |
* All these funds are those used by inbestMe, but this does not mean that they are all in your portfolio, as this will depend on your profile and the amount. Therefore, we recommend that you take our brief questionnaire to find out your personalised portfolio. In 2 minutes you will be able to see the funds used in your portfolio, the percentage and amount that you will be invested in each one of them.
IVA included
| Invested amount | Management | Depositary and trading cost | Average built-in cost of the asset |
|---|---|---|---|
| 1.000 € a 4.999,99 € | 0,45% | 0,16% | 0,13% |
| 5.000 € a 99.999,99 € | 0,45% | 0,16% | 0,15% |
| 100.000 € a 499.999,99 € | 0,40% | 0,16% | 0,15% |
| 500.000 € a 999.999,99 € | 0,30% | 0,16% | 0,15% |
| 1M € a 4.999.999,99 € | 0,25% | 0,0955% | 0,15% |
| More than 5M € | 0,13% | 0,0955% | 0,15% |
What are index funds?
They are financial instruments whose purpose is to replicate the behaviour of a specific index (for example, a stock index). Imagine you want to diversify your investment across all the companies that make up the S&P500. Well, you can achieve this objective by investing solely and simply in an S&P500 index fund instead of investing individually in each of the companies that make up that index.
Why invest in index funds?
Index funds have broad diversification. They also feature tax benefits, since they are exempt when transferring funds. Tax is only levied at reimbursement and you only pay on profits or capital gains, not on the entire amount invested. They are highly adaptive to investor profiles and easy to track when replicating indices.
Who is Index Funds best for?
Investing in index funds is recommended for long-term profiles who give speculative products a wide berth. This portfolio is best—though not exclusively—for those ready to make regular contributions, as this will decrease their risk by investing at different situations in the market.
How do I transfer my investment funds to inbestMe?
How are often rebalances applied to my SRI Index Fund portfolio?