Invest according to your values without giving up best performance ... with all the advantages of inbestMe: your plan will be adapted to you, ultra diversified and low cost. The inbestMe ETFs SRI plan is made from Socially Responsible ETFs. Further information
As always, inbestMe is responsible for keeping the plan tailored to your profile, processing your new contributions and applying tax optimization.
Our ETFs ISR portfolios are made up of between 6 and 13 ETFs depending on the investor's profile. However, for each ETF position we use up to 3 equivalent ETFs which, when sold and bought, allow us to do Tax Loss Harvesting(TLH) the portfolio. Please, keep in mind that the final funds of your portfolio may vary as our Investment Committee is constantly improving the portfolios. To find out more about the distribution of your personalised portfolio, we recommend that you complete our brief questionnaire.
|ISHARES USD DEV BANK BD USDA||IE00BKRWN659|
|ISHARES EUR CORP ESG 0-3Y D||IE00BYZTVV78|
|ISHARES EURO CORP ESG UCITS||IE00BYZTVT56|
|LYXOR GREEN BND DR UCITS ETF||LU1563454823|
|ISHARES GLB AGG EUR-H ACC||IE00BDBRDM35|
|UBS ETF EMIG ESG USD ACC||LU1974696418|
|AMUNDI INDEX MSCI EUROPE SRI||LU1861137484|
|ISHARES SUST MSCI USA SRI||IE00BYVJRR92|
|ISH SUST MSCI USA SRI EUR-HD||IE00BZ173V67|
|ISHARES MSCI EM SRI UCITS||IE00BYVJRP78|
|X MSCI JAPAN ESG||IE00BG36TC12|
|ISHARES SUSTAINABLE MSCI GLB||US46435G5320|
* All these funds are those used by inbestMe, but this does not mean that they are all in your portfolio, as this will depend on your profile. Therefore, we recommend that you take our brief questionnaire to find out your personalised portfolio. In 2 minutes you will be able to see the funds used in your portfolio, the percentage and amount that you will be invested in each one of them.
|Invested amount||Management||Depositary and trading cost||Average built-in cost of the asset|
|5.000 € a 99.999,99 €||0,45%||0,20%||0,23%|
|100.000 € a 499.999,99 €||0,40%||0,20%||0,23%|
|500.000 € a 999.999,99 €||0,30%||0,20%||0,23%|
|1M € a 4.999.999,99 €||0,25%||0,0955%||0,23%|
|More than 5M €||0,13%||0,0955%||0,23%|
Why choose an SRI portfolio
Socially responsible investment is related to the following aspects: the social context, the environment and good corporate governance. Socially responsible investment has to do with our values or moral convictions without having to give up on efficiency.
Advantages SRI provides
The advantage of investing in an SRI portfolio when compared to an SRI investment fund is that through a portfolio, this style can be adapted to the needs, the investor's financial profile, and it is also fully managed.
Things to consider when opening an ETF portfolio
Your ETF portfolio is held outside of Spain at Interactive Brokers (IB). This means that, in addition to the access to inbestMe, you will have a parallel access to IB and, when your first transfer is complete, you will receive a different username (by email) and password (by SMS) than inbestMe.
Although it is not essential that you enter to start investing, it will be necessary to access IB to: 1) Change the initial temporary password, 2) Record your security questions and 3) Notify your destination bank account in case you request a withdrawal total or partial.
In addition, if you are a resident in Spain, as IB is outside Spain, it will be necessary to present the Form D6 to “Hacienda” and, depending on the invested amount, Form 720.
In the event that any of the points above represents an inconvenience for you, we recommend to Open an Index Funds account.