Investment methodology

Learn how we invest for you

inbestMe App

What we do?

inbestMe designs and manages investment plans (technically portfolios) adapted to your risk profile, objectives and values. Our plans are made up of Index Funds and ETFs *, assets that allow us to invest with very low costs and superior profitability and diversification. The investment process consists of 3 main steps:

 

Conocemos tu perfil de riesgo (1)
1. We know your risk profile

In order to personalize each plan to the client's goals, we carry out a brief test. This test allows us to calculate your risk profile from 0 to 10, with 0 being the most conservative and 10 the most aggressive.

seleccion de plan

2. Select your plan

After knowing your risk profile, you will see your personalized investment plan. We have more than 100 portfolios, so you can choose the type of plan that best suits your needs.

gestion-de-producto

3. inbestMe manages everything

Once you have chosen your type of plan, and after signing the contract, we will open an account at your name and inbestMe will become its manager. This means that inbestMe will do everything for you (buy funds, distribute capital, monitor, rebalance, manage periodic contributions, tax optimization, etc ...).

Additional information

inbestMe investment methodology

inbestMe Dynamic methodology

inbestMe Pension Plans methodology

 

* Our Pension Plans portfolios are made combining 2 Pensions Plans, one the one hand, one Pension Plan of Equity ETFs and, on the other, one Pension Plan of Fixed Income funds made with managed investment funds. The current situation of such low or negative interest rates in Europe makes it difficult to achieve positive returns without taking any active decision. Once this exceptional situation is normalized, we will consider moving this part of the plan to indexed management.

 

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