With inbestMe Index Funds you can invest in an index fund portfolio, with access to iShares Class D and Vanguard institutional classes and, in addition, save up to 75% in costs.
In Spain, natural persons can transfer from fund to fund with no tax penalties, that is, tax may be deferred until the time of reimbursement.
Your portfolio will consist of up to 16 funds of up to 4 different managers—Vanguard, iShares, Amundi and Deutsche Bank. These funds are 100% strategically selected to achieve their peak performance in the medium/long term. inbestMe will monitor your plan and if necessary the team of experts will make specific changes to the composition so as to constantly keep to the best strategy.
The composition of our Index Funds portfolios depends on the invested amount. Please, keep in mind that the final funds of your portfolio may vary as our Investment Committee is constantly improving the portfolios.
|Vanguard Global Short-Term Bond Index Fund - Institutional Hedged Accumulation (EUR)||IE00BH65QP47|
|Vanguard Global Bond Index Fund EUR Hedged Accumulation||IE00B18GC888|
|ISHARES DEVELOPED WORLD INDEX "D" (EUR) ACC A||IE00BD0NCM55|
|ISHARES EMERGING MARKETS INDEX "D" (EUR) ACC G||IE00BYWYCC39|
|Pictet - Sovereign ST Money Market EUR - I||LU0366536638|
|DWS Floating Rate Notes LC||LU0034353002|
|iShares Global Aggregate 1-5 Year Bond Index Fund (IE) Class D Hedged Dist.||IE00BF2MW684|
|Vanguard-GL ST Bond Index Fund||IE00BH65QP47|
|iShares Euro Government Bond Index Fund (IE) Class D Acc EUR||IE00BD0NC037|
|Vanguard Global Bond Index Fund||IE00B18GC888|
|iShares Euro Investment Grade Corporate Bond Index Fund (IE) Class D Acc EUR||IE00BDRK7J14|
|iShares Emerging Markets Bond Index I2 Euro Hedged||LU1373035663|
|Vanguard Eurozone Inflation-Linked Bond Index Fund
|iShares Developed World Index Fund (IE) Class D Acc EUR
|iShares Europe Index Fund (IE) Class D Acc EUR
|Vanguard US 500 ST Index Fund Euro Hedged
|iShares Japan Index Fund (IE) Class D Acc EUR
|iShares Emerging Markets Index Fund (IE) Class D Acc EUR
|iShares Pacific Index Fund (IE) Class D Acc EUR
|iShares Developed Real Estate Index Fund (IE) Class D Acc EUR||IE00BDRK7P73|
|Invested amount||Management||Depositary and trading cost||Average built-in cost of the asset|
|1.000 € a 4.999,99 €||0,42%||0,108%||0,13%|
|5.000 € a 99.999,99 €||0,42%||0,108%||0,14%|
|100.000 € a 499.999,99 €||0,39%||0,108%||0,14%|
|500.000 € a 999.999,99 €||0,30%||0,108%||0,14%|
|1M € a 4.999.999,99 €||0,25%||0,06%||0,14%|
|More than 5M €||0,13%||0,06%||0,14%|
If you want to find out the historycal returns of our inbestMe Index Funds portfolios, please visit our dedicated returns page.
They are financial instruments whose purpose is to replicate the behaviour of a specific index (for example, a stock index). Imagine you want to diversify your investment across all the companies that make up the S&P500. Well, you can achieve this objective by investing solely and simply in an S&P500 index fund instead of investing individually in each of the companies that make up that index.
Index funds have broad diversification. They also feature tax benefits, since they are exempt when transferring funds. Tax is only levied at reimbursement and you only pay on profits or capital gains, not on the entire amount invested. They are highly adaptive to investor profiles and easy to track when replicating indices.
Investing in index funds is recommended for long-term profiles who give speculative products a wide berth. This portfolio is best—though not exclusively—for those ready to make regular contributions, as this will decrease their risk by investing at different situations in the market.