Invest in Index Funds

inbestMe Index Funds

Invest in a portfolio of index funds. We will manage it for you

Open inbestMe Index Funds

🎁Promo: Invest your first 10,000 € without management fees the 1st year

inbestMe App

A fully-managed Index Funds portfolio

With inbestMe Index Funds you can invest in an index fund portfolio, with access to iShares Class D and Vanguard institutional classes and, in addition, save up to 75% in costs.

In Spain, natural persons can transfer from fund to fund with no tax penalties, that is, tax may be deferred until the time of reimbursement.

  • From €1,000
  • High diversification
  • Transfers of funds

Your portfolio will consist of up to 16 funds of up to 4 different managers—Vanguard, iShares, Amundi and Deutsche Bank. These funds are 100% strategically selected to achieve their peak performance in the medium/long term. inbestMe will monitor your plan and if necessary the team of experts will make specific changes to the composition so as to constantly keep to the best strategy.

Composition

The composition of our Index Funds portfolios depends on the invested amount. Please, keep in mind that the final funds of your portfolio may vary as our Investment Committee is constantly improving the portfolios.

  • For our portfolios of less than €5,000, we combine 2 of the 4 following funds:
Funds ISIN Sustainability scoring
Vanguard Global Short-Term Bond Index Fund - Institutional Hedged Accumulation (EUR) IE00BH65QP47 grado sostenibilidad a
Vanguard Global Bond Index Fund EUR Hedged Accumulation IE00B18GC888 grado sostenibilidad a
iShares Developed World Index "D" (EUR) Acc A IE00BD0NCM55 grado sostenibilidad a
iShares Emerging Markets Index "D" (EUR) Acc G IE00BYWYCC39 grado sostenibilidad a

 

  • For our portfolios from €5,000, we use up to 16* funds:
Funds ISIN Sustainability scoring
DWS Floating Rate Notes LC LU0034353002 grado sostenibilidad a
iShares Global Aggregate 1-5 Year Bond Index Fund (IE) Class D Hedged Dist. IE00BF2MW684 grado sostenibilidad a
Vanguard-GL ST Bond Index Fund IE00BH65QP47 grado sostenibilidad a
iShares Euro Government Bond Index Fund (IE) Class D Acc EUR IE00BD0NC037 grado sostenibilidad a
Vanguard Global Bond Index Fund IE00B18GC888 grado sostenibilidad a
iShares Euro Investment Grade Corporate Bond Index Fund (IE) Class D Acc EUR IE00BDRK7J14 grado sostenibilidad a
iShares Emerging Markets Bond Index I2 Euro Hedged LU1373035663 grado sostenibilidad a
Vanguard Eurozone Inflation-Linked Bond Index Fund
IE00B04GQR24 grado sostenibilidad a
iShares Developed World Index Fund (IE) Class D Acc EUR 
IE00BD0NCM55 grado sostenibilidad a
iShares Europe Index Fund (IE) Class D Acc EUR
IE00BDRK7L36 grado sostenibilidad a
Vanguard US 500 ST Index Fund Euro Hedged
IE00B1G3DH73 grado sostenibilidad a
iShares Japan Index Fund (IE) Class D Acc EUR
IE00BDRK7T12 grado sostenibilidad a
iShares Emerging Markets Index Fund  (IE) Class D Acc EUR
IE00BYWYCC39 grado sostenibilidad a
iShares Pacific Index Fund (IE) Class D Acc EUR
IE00BDRK7R97 grado sostenibilidad a
iShares Developed Real Estate Index Fund (IE) Class D Acc EUR IE00BDRK7P73 grado sostenibilidad a

 

In the design of this portfolio and in the selection of the funds, maximum overall diversification, maximum risk/return efficiency and, at the same time, minimisation of costs are sought. Sustainability criteria have NOT been explicitly taken into account in the composition of the portfolio. Visit our FAQ on How the Sustainability Grade works.

Would you like to invest in a sustainable way?

Meet our portfolio of Socially Responsible Index Funds (SRI) with a high sustainability rating, more specifically, with a rating of XAA+++. A portfolio with the same advantages as standard funds, but explicitly composed of ESG (Environment, Social and Governance) and positive impact funds, which follow the Sustainable Development Goals (SDGs) promoted by the United Nations (UN).

Invest with low costs

IVA included. Up to 85% less than traditional services.

Invested amount Management Depositary and trading cost Average built-in cost of the asset
1.000 € a 4.999,99 € 0,41% 0,108% 0,13%
5.000 € a 99.999,99 € 0,41% 0,108% 0,14%
100.000 € a 499.999,99 € 0,38% 0,108% 0,14%
500.000 € a 999.999,99 € 0,30% 0,108% 0,14%
1M € a 4.999.999,99 € 0,25% 0,06% 0,14%
More than 5M € 0,13% 0,06% 0,14%

 

Which returns can I expect?

If you want to find out the historycal returns of our inbestMe Index Funds portfolios, please visit our dedicated returns page.

Open inbestMe Index Funds

inbestMe Index Funds
Further information

What are index funds?

They are financial instruments whose purpose is to replicate the behaviour of a specific index (for example, a stock index). Imagine you want to diversify your investment across all the companies that make up the S&P500. Well, you can achieve this objective by investing solely and simply in an S&P500 index fund instead of investing individually in each of the companies that make up that index.

Why invest in index funds?

Index funds have broad diversification. They also feature tax benefits, since they are exempt when transferring funds. Tax is only levied at reimbursement and you only pay on profits or capital gains, not on the entire amount invested. They are highly adaptive to investor profiles and easy to track when replicating indices. 

Who is Index Funds best for?

Investing in index funds is recommended for long-term profiles who give speculative products a wide berth. This portfolio is best—though not exclusively—for those ready to make regular contributions, as this will decrease their risk by investing at different situations in the market.

How do I transfer my investment funds to inbestMe?

How are often rebalances applied to my SRI Index Fund portfolio?

Visit Indexed Funds FAQs