ETF portfolio

inbestMe ETFs Dynamic

An ETF portfolio that adapts to the markets

Open inbestMe ETFs Dynamic

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The best of 2 worlds

inbestMe Dynamic is a versatile investment plan made up of ETFs from all over the world. The game plan combines long-term strategies with short-term tactics, with a clear objective: reducing volatility and taking advantage of bull market trends.

  • From €10,000
  • Adaptive passive management
  • Tax optimization

Based on intelligent investment models, our team of experts will make periodic adjustments to one part of the portfolio. The other part of the portfolio will maintain the same strategic game plan as inbestMe Strategic.

Our technology will keep the plan balanced, managing your new contributions intelligently, and will apply tax optimization procedures.

 

Custody and Composition

Our ETFs Dynamic portfolios are deposited in an Interactive Brokers (IB) account. This account will be opened at your name and will be managed by inbestMe. IB is one of the best qualified brokers in the world, with coverages between 20k € and $500k. Your account will be opened in IB Ireland or IB USA dependening on your country of residence.

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Our ETFs Dynamic portfolios are made up of between 8 and 16 ETFs depending on the investor's profile. As all our portfolios, we use Tax Loss Harvesting(TLH) for ETFs Dynamic portfolios. Please, keep in mind that the final funds of your portfolio may vary as our Investment Committee is constantly improving the portfolios. To find out more about the distribution, we recommend discover your personalized plan.

Funds ISIN
SPDR BBG 1-3 EURO GOVERNMENT IE00B6YX5F63
ISHARES EURO ULTRASHORT BOND IE00BCRY6557
LYXOR EUR GOVERNMENT BD 3-5Y LU1650488494
AMUNDI FLOT R EUR COR 1-3 LU1681041114
AMUNDI FLOAT RATE USD CP-C LU1681041031
ISHARES EURO AGGREGATE IE00B3DKXQ41
ISHARES EURO CORP BND IR-H IE00B6X2VY59
ISHARES GLB CORP BD EUR-H IE00B9M6SJ31
ISHARES USD TREASURY 7-10Y IE00B1FZS798
ISHARES JPM USD EM BND EUR-H IE00B9M6RS56
ISHARES EURO HY CORP IE00B66F4759
INVESCO PREF SHARES DIST IE00BDVJF675
UBS ETF MSCI ACWI H. EUR IE00BYM11K57
ISHARES CHINA CNY BOND USD-D IE00BYPC1H27
iShares MSCI Europe Value Factor UCITS IE00BQN1K901
XTRACKER GOLD ETC EUR HDG DE000A1EK0G3
ISHARES CORE MSCI JAPAN IE00B4L5YX21
ISHARES CORE EM IMI ACC IE00BKM4GZ66
VANG FTSEAPXJ USDD IE00B9F5YL18
ISHARES EUROPE PRPRTY YIELD IE00B0M63284
ISH EDGE MSCI ERP MLTFCTR IE00BZ0PKV06

 

The Dollar portfolio will use similar funds but in $ currency. 

 

Invest with low costs

IVA included. In addition, for inbestMe ETFs Dynamic accounts, we charge a variable success fee on the performance obtained of 5%, following the guarantee of the HWM (High Water Mark).

Invested amount Management Depositary and trading cost Average built-in cost of the asset
10.000 € a 99.999,99 € 0,55% 0,20%  0,19%
100.000 € a 499.999,99 € 0,50% 0,20%  0,19% 
500.000 € a 999.999,99 € 0,40% 0,20%  0,19% 
1M € a 4.999.999,99 € 0,30% 0,0955% 0,19%
More than 5M € 0,15% 0,0955% 0,19%

 

Returns

If you want to find out the historycal returns of our ETFs Dynamic portfolios, please visit our dedicated returns page.

inbestMe ETFs Dynamic
Further information

Why choose inbestMe ETFs Dynamic

For the combination of strategic and tactical allocation of assets. Through technical means, we seek to reduce the risk of dips during market recessions, and losses for the investor. To achieve this, Dynamic is made up of two parts: one called the core and the other the satellite. The core is managed with long-term objectives and the satellite follows a quantitative model approach. This satellite part is divided into 4 geographic areas and at the end of each month the two areas that show the greatest relative strength are selected.

Read more about inbestMe ETFs Dynamic

Things to consider when opening an ETF portfolio

Your ETF portfolio is held outside of Spain at Interactive Brokers (IB). This means that, in addition to the access to inbestMe, you will have a parallel access to IB and, when your first transfer is complete, you will receive a different username (by email) and password (by SMS) than inbestMe.

Although it is not essential that you enter to start investing, it will be necessary to access IB to: 1) Change the initial temporary password, 2) Record your security questions and 3) Notify your destination bank account in case you request a withdrawal total or partial.

In addition, if you are a resident in Spain, as IB is outside Spain, it will be necessary to present the Form D6 to “Hacienda” and, depending on the invested amount, Form 720.

In the event that any of the points above represents an inconvenience for you, we recommend to Open an Index Funds account.

Read more about ETFs